Automobile accidents injure over three million individuals annually in the United States. Three million insurance claims are submitted with the expectation of obtaining an equitable settlement to cover the expenses associated with repairs and medical treatments.
While it is feasible to navigate the claims process independently following a car accident, it is not obligatory.
Hiring an accomplished auto accident attorney is virtually always in your best interest. Regardless of the severity or minutiae of the accident, their presence can alleviate some of the tension and hassle.
Should you be undecided as to whether you require the services of an attorney following a car accident, the following compelling arguments will dissuade you:.
1. You may initially be unaware of how dire the situation is.
After a car accident, your primary concern will be to recover as soon as possible. Your return to a regular existence will be facilitated by your prompt action. Obtaining medical attention as quickly as feasible following an accident is therefore always in your best interest.
Nonetheless, the initial ailments for which you receive a diagnosis may not be your only concern.
Unbelievably, it may take some time for you to become aware of your injuries or comprehend their true severity. This complicates matters in terms of ensuring that the insurance companies grant you the just compensation that you rightfully deserve.
After a car accident, if you retain an attorney, they will communicate with you to determine the precise nature of the situation. They will advocate for you if your injuries become more severe in the future or if the repairs to your vehicle are more costly than initially estimated.
2. Insurance Providers Unwilling to Pay
Although insurance companies exist to safeguard your financial interests, their primary objective is to generate profits. Particularly sizable settlement payments have a negative impact on their bottom line.
This is the reason why the at-fault driver’s insurance company typically exhibits delay or declines to remit a settlement.
You will then be required to retain an experienced attorney to represent your case. Your attorney is on your behalf and not that of your insurer.
Even better, a respectable auto accident lawyer will solely receive payment upon successfully resolving your case. This provides them with an additional rationale to advocate for you and ensure that insurance companies fulfill their financial obligations.
3. Errors Might Occur Throughout the Claims Procedure
Premature errors may occur at any juncture throughout the claims procedure. You might ultimately require assistance to get your claim back on track.
Your insurance agent is limited in their ability to provide insurance-related advice and has certain limitations. They will be incapable of assisting if the dispute centers around culpability for the collision or the other driver’s attempt to minimize the incident to reduce their insurance premium.
Resolving or, ideally, averting such errors entirely is a task that can be accomplished with the assistance of an accomplished attorney.
4. Liability Can Be Proven by Attorneys
Attorneys with more legal experience than any insurance company possesses. This indicates that they are more equipped to assist you in establishing the other driver’s culpability for the collision.
In addition to witness statements and the police report, they will consider any additional information you provide to obtain a complete picture of what transpired. When the opposing motorist is genuinely responsible for the collision, every effort will be made to ensure that your insurance claim is processed in an accurate manner.
They are more than willing to litigate for your settlement in court if that is what it takes.
5. Your settlement may be increased by legal counsel
Similar to their initial reluctance to pay settlements, insurance companies are also prone to proposing inadequate settlement amounts. Conscious of the fact that it is in their best interest to incur minimal liability for each automobile collision that transpires.
This implies that they will make every effort to minimize the gravity of your injuries.
Hiring an attorney will assist you in holding insurance companies accountable. Remember that they are more knowledgeable about the law and can provide a more compelling argument for why you merit a larger settlement.
Furthermore, it demonstrates to the insurance provider that you are serious. They will likely be more amenable to settling your claim out of court if you are currently represented by an attorney. Keep in mind that court appearances are more expensive, and they prefer to avoid spending that money unless absolutely necessary.
6. You Will Be Represented in Court
Certain insurance companies will continue to contest your claim. You will be required to sue them in court to recover the money you are owed.
Although the option to represent oneself in court does exist, it is not advisable to do so.
Consider the following: Insurance providers regularly collaborate with legal professionals on staff to contest claims. Legal counsel will be retained to advocate for their interests.
You are deserving of the same opportunity. By retaining the services of a seasoned attorney, you can rest assured that no unintended statement will obscure the other driver’s liability.
It is best to retain an attorney following a car accident.
When you are just beginning the insurance claims process after being injured in a car accident, you should not handle matters on your own. Consult with a seasoned auto accident attorney without delay.
They will evaluate your case and assist you in determining the most advantageous course of action to maximize your financial recovery. Simply be sure to locate a trustworthy attorney.
It is acceptable to require consultations with multiple legal professionals before locating the most suitable individual to represent your case. Taking your time and working with a lawyer with whom you are familiar is preferable to selecting the first attorney you encounter.